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US health insurance at its finest!

Just read this post on the Mulitple Myeloma (MM) message board I subscribe to, which I thought of value, as it points out how little most Americans know of how the US health care system works.
I was in the hospital a few months ago and was asked if I wanted a flu and a pnuemonia shot. I thought it would be a good idea, since I don't want to bring any nasty germs into the house and subject my MM hubby to them. Before I was released, I was told my insurance (Blue Cross) wouldn't pay for the vaccines because I was too young. I am 48.

What surprised me the most about this post, was not the fact her insurance company denied the claim, but that she seemed surprised they did.

Doesn't she understand how the US health care system works?

Unfortunately she, like many others, don't understand that health care in the US is controlled by a "for profit" health insurance industry, whose priorities lie not with their policy holders in insuring the best health care possible, but rather with their share holders in the form of ever increasing profits.

They accomplish this in a number of ways, but high on the list is to deny and/or delay care whenever the opportunity arises.

And people really prefer this system of "for profit health insurers" paying the bills, over the government, who doesn't have a vested interest in denying or delaying claims, paying the bills.

It boggles the mind, how unaware some people are of how the US health care system really works.

Of course once you get sick, you learn very quickly!

Comments

Becky said…
I am shocked at the ignorance of the American public.

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